WHY GET PRE-APPROVED FIRST?
Tim Coen — Broker and Owner of Priority Home Realty Group
Are you eager to start searching for homes you will love?
Have you already been browsing a bit online or driving around looking for FOR-SALE signs?
Looking at homes is lots of fun!
So, why would I tell you that you should get pre-approved with a great lender BEFORE you start looking?
THREE REASONS WHY I ENCOURAGE YOU TO GET PRE-APPROVED BEFORE LOOKING...
I don't want you to have your heart broken by falling in love with homes that later turn out to be out of your reach.
I don't want you to miss out on great homes you might have assumed you couldn't afford.
I do want you to feel confident, comfortable, and in control through your whole home-buying experience, so I want every home on your search to be a home you know you can buy and that you can comfortably afford.
NOW IS THE PERFECT TIME TO…
Connect with a great lender if you don't already have one.
Understand which loan makes sense for you.
Find out how much loan you can qualify for.
Learn what price range fits your budget comfortably.
Provide the documents your lender needs to fully pre-approve you.
“Tim helped me buy my first house. It was an absolute pleasure to work with him. Tim is an excellent realtor: extremely knowledgable, honest and helpful. Tim made the process truly painless. I fully intend to use his services in the future.”
BY STARTING THE CONVERSATION WITH YOUR LENDER NOW, YOU CAN...
HAVE THE TIME TO PICK A GREAT FIT
I will recommend some excellent lenders, so you can be confident they will get the job done for you.
You’ll interact a lot with your lender, so you want to choose someone you can communicate comfortably with — feel free to interview a few!
AVOID BEING BLINDSIDED BY SURPRISES
If there are mistakes on your credit report, or issues you didn’t know about, it is better to find out about them while there is time to correct them than to sabotage your success by discovering them after you find the home you love.
If there are documents you will need to prove your eligibility and qualification for the loan you need, let’s find out about them while you have time to track them down.
BEEF UP YOUR BUYING POWER
Your lender will let you know what loans you qualify for right now.
If you start the conversation early enough, they can also show you steps you could take to qualify for the best loans. For example:
Are there small balances you could pay off to improve your credit score or debt-to-income ratio?
Would another credit account add strength to your qualifications?
Do you need to save up a little more cash for down payment?
KNOW ALL YOUR OPTIONS
You might qualify for more home than you thought you could.
You might be able to afford homes you are excited about instead of settling.
Don’t miss out on any opportunities you assumed were out of reach!
Know what the payments will be for different prices in your qualification range.
Focus on homes that keep your payments at a comfortable level.
CHOOSE & NEGOTIATE WITH CERTAINTY
We will build your home-search around homes in your comfortable price range.
You can relax and enjoy shopping!
You'll know you can afford any of the homes you fall in love with.
We can reach an agreement with the sellers that works for you when you find the home you want--they'll take you more seriously and be more comfortable with you if you are already pre-approved.
“Tim helped my husband and me with the purchase of our first home. We were so thankful for his expertise about the house buying process and his willingness to help us out in any way. He was always prompt in communication and helped negotiate with our seller. He made the house buying process as easy as it could have been!”
LET’S GET STARTED TODAY!
When you EXPLORE MORE ABOUT HOME BUYING, I’ll connect you with great lenders!
The first step toward finding and securing your new home is to EXPLORE MORE ABOUT HOME BUYING!
“The best of the best!! He’s more than just a realtor, he’s your best friend and he loves what he does and it shows. Without Tim on our side, we would have lost our perfect house. He is just a breath of fresh air and when dealing with the stress of looking and buying a home, you need him on your side. I would recommend Tim to anyone that’s looking for an honest, down to earth, and reliable realtor that’s always looking out for your best interests. Thanks for everything!!”
TIM COEN — Honoring God by Serving You
Understanding YOUR goals
You already have access to lots of information, but do you have someone who deeply understands what’s most important to you?
I ask insightful questions, listen carefully to help you clarify your priorities, and deeply care about you. I prioritize what you value most!
Meeting YOUR needs
You have something important you want to accomplish, but do you know the safest and most effective way to get there?
I have deep knowledge, experience, and tools from 40+ years of serving people and 20+ years in real estate in the Colorado Springs / Pikes Peak area. I guide you to success!
Earning YOUR trust
You have a compelling interest in how this goes, but are you confident and comfortable that someone is putting your interests first?
I am completely committed to treating you the way I would want to be treated. I succeed only when YOU feel valued and protected!
Valuing YOUR lasting friendship
Your story will be filled with challenges and victories long after your successful closing, so are you open to sharing about it with me?
I will always see you as a person I care about, not as a past or potential paycheck. I stay available to encourage and help you any way I can!
Helping those YOU introduce to me
You want the people you care about to feel safe and protected too, so do you have a trusted friend you can connect them with?
I want you to be so happy with how I have helped you that you’re eager to share your experience with them. I honor God—and honor you—by serving them well too!